Although Montenegrin banks at the beginning of this year, compared to the previous year, have almost ten percent more term and non-term money at their disposal, on the other hand, fewer loans were approved compared to the full period last year.
This is just one of the indicators that the financial system has serious problems, says the former governor of the Central Bank, Ljubiša Krgović.
Due to legal solutions, banks are taking risks that they shouldn't.
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