Enjoy every moment of life.
With the CKB cash loan for pensioners and the Senior package, adulthood is the time to make your wishes come true.
CKB financial support comes with additional benefits, as well as savings that will make your everyday life more enjoyable.
Why choose a CKB cash loan for pensioners?
- No loan processing fee
- Amount from 300 to 15.000 euros
- Repayment term up to 10 years
- First three months free Senior package
Why is the Senior package said to be a savings that lasts?
The CKB Senior package is a package of banking services that includes a transaction account, Visa debit card, mobile banking and SMS service, as well as savings at every step.
Refunds for the Senior package:
• HD Lakovic – 4%
• Tea Medica pharmacies – 3%
• Hardware – 5%
• Kidsland – 5%
• Montenegrin National Theatre – 50%
• My Lab – 20%
The Senior package is free for the first three months after the loan is approved. After that, the monthly price of the package is 1,95 euros.
Find out more at your nearest branch, by calling our Contact Center 19900 or at www.ckb.me
Representative example:
For a loan amount of 12.000 euros with a repayment period of 6 years, the nominal interest rate (NAR) is 8,49%, while the effective interest rate (EIR) is 8,84%. The calculation of the total debt and EIR includes interest costs for the entire period in the amount of 3.360,14 euros, the cost of the loan approval fee (0 euros), the cost of one bill of exchange (2 euros) and the cost of an inquiry to the Regulatory Bureau (3 euros). The total amount that the client needs to pay is 15.365,14 euros, while the monthly installment is 213,34 euros. The cost of a group life insurance policy is borne by the bank. A representative example is shown in the calculation example from 1. 3. 2025.
For amounts exceeding 12.000 euros, the bank reserves the right to request additional collateral in accordance with business policy.
Valid from 1. 4. to 30. 6. 2025.
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