Cash loan for 10!

Lovćen banka offered a Standard Cash Loan under special conditions in the amount of €10.000 without the need to transfer earnings to Lovćen banka. The loan repayment period is 7 years, and a special benefit is a 50% discount on the one-time loan processing fee.

In all branches and through the Contact Center at phone no. 19993, you can get the necessary information and advisory support in choosing the optimal offer and opportunities for loan approval.

Below is a representative example with all the information that can help citizens make a decision about applying for a Standard Cash Loan from Lovćen Bank.

Representative example on 18.6.2025.

For a loan amount of EUR 10.000 and a repayment period of 7 years (84 months), the nominal interest rate (NAR) is 6,99% fixed per annum, the effective interest rate (EIR) is 7,40%. The calculation of the effective interest rate (EIR) includes the nominal interest rate (NAR), a one-time loan processing fee reduced by 50% and amounting to EUR 50, a fee for 1 bill of exchange (EUR 2) and a fee for querying the Credit Register of the Central Bank of Montenegro (CBM) (RKB) (EUR 3). The total amount that the client needs to pay is EUR 12.729,76, while the monthly annuity is EUR 150,89. The total amount that the client pays is the sum of the principal, total interest, fees related to the loan approval and the costs of the bill of exchange and querying the Credit Register. The mandatory means of security is a bill of exchange and the bill of exchange authorization of the loan beneficiary, and optionally an administrative ban. The calculator is for informational purposes only and certain values ​​may vary. The offer is valid from 1.7.2025 to 31.12.2025.

( Lovćen Bank )