Everything we build for ourselves and our families requires patience and the right decision at the right time. Whether you want to beautify your living space, expand your accommodation, or start a new chapter, it's important to have support you can count on.
CKB mortgage loan is here to make your plans easier and more achievable. With a lower interest rate and the ability to adjust your monthly installment to your budget, it gives you a sense of security and peace of mind in the long term.
Best of all: you can use the funds for other purposes. This means more freedom, more flexibility, and more space to fulfill exactly what is most important to you at the moment.
In addition to standard conditions (fixed interest rate, repayment period of up to 20 years and no mandatory insurance policy), during the campaign you can expect significant benefits:
- Lower interest rate: NKS 5,99% (EKS 6,18%)
- The cost of real estate appraisal is borne by the bank.
You are closer to achieving your goals when interest rates are lower!
We are here.
Find out more at www.ckb.me
Representative example
For a loan amount of 150.000 euros with a repayment period of 240 months, the nominal interest rate (NAR) is 5,99%, while the effective interest rate (EIR) is 6,18%.
The calculation of the total debt and EIR includes interest costs for the entire period in the amount of 107.652,87 euros, real estate insurance policy (197,72 euros), mortgage registration (50 euros), and fee for issuing real estate certificates (5 euros).
The cost of the property appraisal (80 euros) is paid by the bank.
The total amount the client needs to pay is 257.905,59 euros, while the monthly installment is 1.073,55 euros.
A representative example is shown using the calculation from February 1, 2026 with a fixed interest rate for the entire loan period.
The promotion lasts from 9. 2. to 31. 3. 2026.
*The costs of real estate appraisal and real estate insurance policy were calculated on the specific example of real estate, pledged as collateral, measuring 87m².
**The cost of certifying the pledge statement is not included in the calculation of the total debt or the calculation of the EKS. This cost is borne by the client independently, and the amount of the fee is defined in the notary's tariff, which is a publicly available document.
( CKB )
