Kešonaut – standard cash loan at a lower interest rate

Lovćen Banka offered Kešonaut - Standard Cash Loan at a reduced nominal interest rate, which during the campaign period will be 5,99%, while the corresponding effective interest rate (EIR) is 6,39%.

This special offer will be valid for all credit applications received by June 30, 2026.

The amount of cash loan that can be withdrawn is up to €30.000, and the loan repayment period is 96 months.

In all branches and through the Contact Center at phone no. 19993, you can get the necessary information and advisory support in choosing the optimal offer and opportunities for loan approval.

Below is a representative example with all the information that can help citizens make a decision about applying for Kešonaut - Standard Cash Loan.

Representative example:

For a loan amount of EUR 25.000 and a repayment period of 8 years (96 months), the annual nominal interest rate (NKS) is fixed at 7,95%, while during the campaign period the NKS is fixed at 5,99%, and the effective interest rate (EKS) is 6,39%. The calculation of the effective interest rate (EKS) includes the nominal interest rate (NKS), the loan processing fee (125 EUR), the monthly fee for maintaining the loan party (1 EUR), the fee for 1 bill of exchange (2 EUR) and the fee for the request to the Credit Register of the CBCG (RKB) (3 EUR). The total amount that the client needs to pay is EUR 31.759,12, while the amount of the monthly annuity is EUR 328,47. The total amount paid by the client represents the sum of principal, total interest, costs of loan processing fee and monthly maintenance of the credit batch, promissory note and inquiries to the Credit Registry. The mandatory means of security are a bill of exchange and a bill of exchange authorization of the loan beneficiary and an administrative ban. The calculator is for informational purposes only and certain values ​​may vary. *During the campaign period, the nominal interest rate will be 5,99%, and the effective interest rate will be 6,39%. The offer is valid until June 30, 2026.

( Lovćen Bank )