Za pet stanova 471.900 eura u kešu: Tajni poslovi Zvicera i Ubovića - detalji iz istrage SDT-a za pranje novca

SDT claims that the hidden owner of Bemaks gave the property away without a contract, for at least half a million euros;

Master of Engineering concealed the real ownership of the luxury real estate of the Kavac leader;

Transactions used to legalize money from cocaine and hashish smuggling, prosecutors claim

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They laundered dirty money by buying apartments: a view of the Master Quarter in Podgorica, Photo: BORIS PEJOVIC
They laundered dirty money by buying apartments: a view of the Master Quarter in Podgorica, Photo: BORIS PEJOVIC
Disclaimer: The translations are mostly done through AI translator and might not be 100% accurate.

Podgorica Ranko Ubović was the hidden owner of the company "Bemaks" when the leader of the Kavač clan Happy Switzerland sold five apartments in the Master Engineering building for around half a million euros in cash, even though he knew that the money came from crime.

This is stated by special prosecutors in documents on the investigation against Ubović, his long-time business partner. Aleksandar Mijajlović, former assistant director of the Police Administration Zoran Lazović, owner of the company "Master inženjering" Vladan Ivanovic and President of the Board of Directors of "Bemaks" Veselin Kovačevića...

Investigators explain that the sixty-two-year-old sold apartments measuring 85 square meters, 82 square meters, 52 square meters, as well as two apartments measuring 72 square meters each to a resident of Kotor:

"For a price of no less than 471.900 euros, for the purchase of which no purchase contracts were concluded, and the defendant Radoje Switzerland "paid the purchase price by handing over cash"...

They add that Ivanovic and the legal entity "Master Inženjering" agreed to conceal the fact that Zvicer was the owner of the apartments and agreed that these properties would remain as the formal property of the company:

"And all with the intention of concealing the origin of the money of the defendant Radoje Zvicer, who in this way converted the money acquired through the unauthorized transfer and sale of narcotics into other property, from part of the illegal profits of his criminal organization... which was engaged in the unauthorized production, possession and sale of narcotics, cocaine and hashish...".

His property, someone else's name: Zvicer
His property, someone else's name: Zvicerphoto: Austrian Police

They allege that Ubović, as the hidden owner of the also-defendant "Bemaks", and Vladan Ivanović, therefore falsely presented that "Master Inženjering" from Podgorica did not sell the real estate, despite the fact that Ubović took over the money for the purchase price.

"And after the sale, the wife of the defendant Radoje Zvicer, Tamara Zvicer, was brought into possession of the real estate, who furnished them during the second half of 2022... and which furnishing was paid for by the defendant legal entity 'Master inženjering' doo from Podgorica, in order to conceal the actual ownership of the apartments. The marked real estate remained registered in the real estate cadastre as the property of the defendant legal entity, even though the defendants Ranko Ubović and Vladan Ivanović knew that their real owner was Radoje Zvicer and that the apartments were purchased with money derived from criminal activity, by which, acting together with the defendant Vladan Ivanović and the defendant legal entity "Master inženjering" doo from Podgorica, he concealed the facts about the ownership of these real estate, and at the same time, they jointly obtained a benefit for the defendant legal entity in the form of a reduction in the tax base for the value of the apartments sold, on which the corporate income tax is calculated, by which the defendant Ranko Ubović would have committed the criminal offense of money laundering under Article 268, paragraph 3 "regarding paragraph 1 of the Criminal Code of Montenegro," the document from the Special State Prosecutor's Office (SDT) states.

They also claim that the material evidence obtained in their cases, linked to the content of encrypted communications between Radoje Zvicer, as the organizer, and other members via the Sky application, as well as to the content of conventional telephone communications between persons associated with Zvicer, point to the conclusion that he gained enormous material gain by committing the criminal offenses described in this, as well as other confirmed indictments of the Special State Prosecutor's Office:

"Which is reflected in funds amounting to several hundred million euros, as well as in a large number of real estate properties in Montenegro and abroad, which the defendant Zvicer personally, and in most cases persons directly and indirectly connected to him, purchased with money that his criminal organization acquired by selling large quantities of narcotics on the territory of Montenegro, the Republic of Serbia, other countries in the region and Europe in general."

“I'M AFRAID IT'S NOT EXPENSIVE”

Vijesti previously published a secret correspondence showing that the apartments in the Master Quarter - Zvicer were first offered by the now-indicted police officer Petar Lazović, telling the Kotor resident that Ubović agreed to pay in cash.

From the correspondence between Zvicer and fugitive police officer Ljubo Milović dated July 25, 2020, it is clear that Lazović is offering them apartments in that Podgorica neighborhood as well.

The coffee shop leader responds that he offered him apartments and business premises.

"Hahahaha, he says to me, 'You want a business, an apartment - I'll say yes, just pay in cash,'" the Kotor native replies.

Milović tells him that he told him about it too, telling him what Lazović negotiated - that the price per square meter in the duplex they are offering to Zvicer would be 1.300 euros.

"And where, I know. So he calculates, then tells them to come up with a price, then shows me so it doesn't look like it's too much, then shows me the price list. So how much they told him, he's afraid it's not expensive, he's been bringing me pieces of paper for two days. He drove me crazy," Milović writes.

The Kotor resident then replied that he had not told him at what price he could buy the apartments, but that he had said that "it would not be like the others".

"Who knows what they're thinking now," he notes.

The policeman also tells the clan boss that Lazović told him that the "Bemaks" offered to let Zvicer choose an apartment, and that they would negotiate the payment. He also says that Lazović's father, at that time the assistant director of the Police Directorate, Zoran Lazović, participated in arranging the deal, but also that Ubović agreed to pay in cash...

"They told him to choose and we'll see how the payment goes, he remembered that and didn't give a f*ck. And where, he went to Z, he said the best they could give, and I know it would be a good price. I think the apartment is 1.300, I think a duplex or a business one is cheaper than what they're selling. Then I told Ranko to pay in cash, he said no problem, to find a solution"...

The Kotor resident then wrote to his associate that Petar Lazović had spoken about it before Ubović with "someone who says he is my relative"...

"Hahahahaha, first there's one guy who says my cousin fucked me, that guy's his friend, then there's Ranka, all on the same night"...

Milović tells him that he went to see the business premises they were offering him: "It's a good business premises, there are no pillars taking up space"...

"My wife told me it was the top," says Zvicer...

Ubović and Kovačević were arrested on October 27, 2025, in an operation by the Special Police Department.

The SDT then announced that they were being charged with money laundering.

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