Hypo Alpe-Adria-Banka AD Podgorica has fully corrected the conversion calculation, in accordance with the CBCG control report, and the differences in the intercalary interest calculation have been returned to the clients' accounts, and on this occasion we apologize for the inconvenience, according to the HAAB press release.
"We consider certain claims that the Bank behaves like a criminal organization to be extremely tendentious - and we strongly reject them. HAAB has always acted and acts in accordance with all applicable laws, and the transfer of claims to third parties has always been done with the knowledge and prior approval of the regulator - Central Bank of Montenegro (CBCG). The last transfer of claims to third parties was made long before the entry into the procedure of the Law on the conversion of loans in Swiss francs into euros (the last such case was in September 2014) and there is absolutely no question of any intention that this allegedly circumvents the Law, which was adopted much later, on July 31, 2015," states the HAAB response.
They add that HAAB cannot apply the provisions of the Law to the obligation-legal relationship "that now exists between another legal entity and former debtors of the bank, for the simple reason that these claims are no longer in the Bank's books".
"With the payment of compensation by the claim receiver, the Bank's claim against the debtor is extinguished, and at the same time it is opened in the business books of the receiver, so there is no legal modality for the Bank to perform conversion, i.e. changes in the business books of another legal entity. Our employees, as well as until now, they are available to all clients with debt indexed in Swiss francs, for any additional information and support," concludes HAAB's response.
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