The owner of the "Montecco" company, Predrag Pavličić, accused NLB Montenegrobank of defrauding him in 2010, and did not allow him to collect two bank guarantees, issued for the obligations of Plus Commerce based on the goods taken over, but the bankers convinced him to sign a contract on loan in the amount of 300 thousand euros in order to dispose of his money in this way.
The withdrawn loan was supposed to be returned by Panta Vučurović's companies - Panto market and Plus komerc, in whose name irrevocable bank guarantees were issued, which at the same time represented the means of securing the given loan, together with promissory notes, collection authorizations, and reimbursement authorizations.
"The necessity of accepting this arrangement is justified by 'higher interests' so as not to call into question the sale of Plus to Mercator, which later became the main source of payment for both banks and other suppliers. At that time, the government was also involved in solving this problem", said Pavličić to "Vijesta".
He notes that "Montecco" with such a constructive attitude made it possible for 90 percent of suppliers to collect their claims, as well as for NLB to collect about 1,5 million of its placements in that interim period.
"Montecco was the only one that became a victim of its cooperation and appreciation of the then difficult position of the bank as well as other creditors, and we were the only ones that had an enforceable security instrument at the time," added Pavličić.
Of the sold real estate for which Plus Komerc guaranteed repayment of the loan, only 75 loan obligations were collected, while about 220 debt in the bank remained as a burden to the company "Montecco" and NLB wants to collect that money by blocking the account. Pavličić says that there is documentation about everything that was submitted to the Commercial Court as an attachment to the lawsuit "Montecca" against NLB, as well as to the state prosecutor with a criminal complaint against the bank and responsible managers suspected of fraud and abuse of authority in the economy.
"NLB brought me from the situation of their creditor to become their debtor," Pavličić pointed out. Last year, as he notes, NLB reported their claim against Plus Komerc as its own claim in the bankruptcy proceedings against the company from Nikšić.
"Why does the bank report Montecco's claim as its own?" This is confirmed by the letter sent by NLB (at the end of 2013), as a proposal for concluding an agreement. The whole time I saw the bank as a partner, and it kept me away from collecting my money," concluded Pavličić.
Nobody even mentions the initial bank guarantees and agreements that Vučurović's companies will bear the costs of the loan, but now NLB wants to collect the remaining 220 from "Montecc" by force.
NLB: Come and solve the problem
NLB Montenegro Bank has announced that the bank does not want to respond to the accusations from "Montecc" and argue with the client through the media, since such a thing is contrary to the way this financial institution operates and what the Banking Act obliges them to do.
"We invite the representatives of this company to come to the bank and with our professional service try to solve the problem to mutual satisfaction. The relationship with the client is a trade secret. If they are not satisfied, there is a way to solve the problem in the institutions, and we will not argue with the client through the media", they stated from NLB.
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