Total loans at the end of April 2025 amounted to EUR 5,03 billion, which is 15% more than in the same period last year. The growth of loans was accompanied by a decrease in non-performing loans and active interest rates, so the share of non-performing loans in total loans at the end of April 2025 (NPL) was 2,99%, which is 1,76 percentage points lower than at the end of April last year.
This was announced yesterday after the session of the Financial Stability Council, which concluded that at the end of April this year, the average weighted active interest rate was 6,37 percent, and compared to the same period last year, it fell by 0,27 percentage points.
"The Council assessed that the banking sector's exposure to systemic risks remains moderate, with a certain increase in cyclical risks, primarily those related to the growth of real estate prices, which are reaching historically high values. These risks need to be carefully monitored in the coming period," the statement said.
The Council also considered the Financial Stability Information for the first quarter of 2025.
"Data for the first quarter of the current year indicate lower growth rates in construction and retail trade, while a decline in industrial production and transport was recorded. In the first three months of this year, the number of tourist arrivals increased by 4,4%, while the number of overnight stays decreased by 9,9%," it was announced after the session.
The insurance sector recorded an 2025% increase in gross written premiums during the first four months of 8,21 compared to the same period last year.
It was assessed that financial stability was preserved during the previous year, while systemic risks, despite global geopolitical tensions and challenges from the international environment, remained at a predominantly moderate level.
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